COVID-19 Update for Customers

Effective March 18, 2020, we will be limiting lobby service at all our branch offices, while continuing drive-thru service during normal banking hours. Please click here for full details, updates, and information about additional banking options and resources. If you are experiencing a financial hardship, please call us at 570.784.1660.   

Medical Professional Home Loan Program

Medical Resident/Fellow Program
100% Financing & No Down Payment  

  • Available to any Resident or Fellow in the medical profession.1
  • Loan may be used for purchase, refinance, or construction of a single family primary residence.
  • Financing is available with a maximum loan of $400,000.
  • No Private Mortgage Insurance required.
  • A credit score of 680 or better is required.
  • Deferred student loans are not considered part of current debt obligations.
  • Requires escrow, proof of being “matched” to a position and acceptance of that position.
  • The residence financed must be within a 50 mile radius of our main office at 232 East St., Bloomsburg, PA.?

 

Staff Medical Professional Program

90% Financing for First Mortgage with a Second Mortgage of 10% and No Down Payment

  • Available to any Staff Medical Professional (not available to those who are self-employed).1
  • Loan may be used for the purchase, refinance, or construction of your single family primary residence.
  • First mortgage financing is available with a maximum loan to value of 90%.
  • Second mortgage financing is available for the remaining 10%.2
  • Maximum total loans of $750,000 including both first and second mortgages.
  • No Private Mortgage Insurance required.
  • A credit score of 680 or better is required.
  • Escrow required. ?

 

Must meet certain conditions to qualify. Offer is not valid with any other offers. Loans are subject to credit approval. Consult a  tax advisor regarding tax deductibility of interest. NMLS#410779

1 Medical Doctorate Degree Required including: MD; DO; DDS; DMD; DVM.
2 Non-revolving second mortgage.