Customer Notice

1/15/21 Update for Business Customers: New Paycheck Protection Program (PPP) loan funding is now available. Learn more.

2/16/21 Branch Lobby Status Update: All our drive-thru locations are currently open; however, our branch lobbies are closed due to COVID-19. We expect to reopen lobbies on Monday, March 1, 2021. Additional information here.

Your Home Loan

Thank you for choosing First Columbia Bank to meet your home financing needs. You’re in good company because, in fact, more people in our area choose us for their mortgages than any other local financial institution—and our lender, Michelle Densberger, will be delighted to help you too!

Let's Get Started!

Our online mortgage center expedites and streamlines the mortgage process and paperwork. While this platform facilitates the secure electronic delivery of documentation, be assured that Michelle will be with you every step of the way from pre-approval through closing. This personal touch remains a cornerstone of our service, and we'll be there to guide you and answer your questions.   

Begin a New Mortgage Application 

  • You'll need your SSN and employment and income information about yourself and any other borrowers.   
  • An application typically takes just 10 to 15 minutes to complete.  

Continue Completing a New Mortgage Application

  • If you need to leave the application before it is complete, simply click "Save" on the page you are on, and you will be prompted to create an account.
  • To return to the application, click on the button above.
  • You will be prompted to enter your username and password to securely access and complete your application.  

Upload, Download or View Loan Documents for a Mortgage in Process




*Based on mortgages recorded in Columbia County 2012-2018
NMLS: 480410