Who We Are








Every Step of the Way for 120 Years

The last century has brought more change than we could have imagined, yet our core values and commitment to you and our community remain the same. Today, customers now enjoy friendly in-person service at 12 locations across three counties, convenient ATMs and drive-thrus, along with 24/7 online and mobile banking access. 

Let's take a look at where it all began.

Brand East Street in Summer

Our Community Banking Journey

1926: The Columbia County Trust Company consolidated with the Bloomsburg National Bank to form the Bloomsburg Bank-Columbia Trust Company.

1956: The Farmers National Bank of Orangeville and Columbia County National Bank merged to form The Columbia County Farmers National Bank of Orangeville, later changing to Columbia County Farmers National Bank (CCFNB). This bank become the primary competitor to Bloomsburg Bank-Columbia Trust. 

1964: Columbia County began to evolve, creating a need for expansion. Bloomsburg Bank-Columbia Trust opened a sister office on Market Street in Bloomsburg and two more in 1967 in Catawissa and Scott Township.

1970: CCFNB also felt the pull for expansion. They opened a South Centre Office and later, in 1985, the Main Office in Bloomsburg, located on East Street. 

1990: Bloomsburg Bank-Columbia Trust changed its name to the one you know and trust today, First Columbia Bank & Trust Co. During this time, CCFNB also established their Financial Planning Department and opened their Lightstreet Office and Millville Office. 

1998: The newly-titled First Columbia Bank & Trust Co. constructed a new office at the Columbia Mall in Buckhorn, bringing the total branch locations to seven. 

2004: The new millennium brought advancing technologies and new opportunities to both banks. First Columbia Bank & Trust Co. opened branch offices in Elysburg and West Hazleton while CCFNB kicked started the millennium with an office inside the Wal-Mart Supercenter and new 50 percent owners of Neighborhood Advisors. 

2006: First Columbia Bank & Trust Co. further expands their customer base by acquiring two Columbia County branches of Keystone Nazareth Bank & Trust. 

2008: The time has finally come for First Columbia Bank & Trust Co. and CCFNB to join forces and become the second largest independent publicly traded bank holding company headquartered in the three county radius. The bank is now officially named First Columbia Bank & Trust Co., with CCFNB Bancorp. Inc. becoming the holding company. 

2010: Our newly opened Berwick location, the second to offer the area full-service banking, brought us up to a total of 14 branch locations.

2012: After the devastating and historical flooding from Tropical Depression Lee in 2011, our Market Street Office in Bloomsburg was demolished and rebuilt with drive-thru banking services, a walk-up window, and an ATM. 

2017: We opened our first branch in Montour County with a full-service branch location at the intersection of Walnut and Railroad Streets. 







Today & Tomorrow


Through good times and hard times, we've been there for so many of our local businesses and for generations of families. Today, we remain fully committed to serving the banking and financing needs of our community and look forward to being here for you on your financial journey.

Pam Young in Kitchen

See the First Columbia difference in action!

To our team, being a community bank means much more than just doing business locally - it means being involved, getting out into our community, and making an impact where our customers and employees live.

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Community Trophy Award

Awards & Recognition

First Columbia Bank & Trust is proud to serve our local communities. The work we do is for the residents and businesses we serve every day and to improve our communities. While we don't undertake these efforts for awards and accolades, it is certainly an honor to be recognized for that work, and we promise to continue innovating for you.

2021 Columbia Montour Chamber of Commerce Large Business of the Year Award

First Columbia received this award in recognition of our community commitment, and in particular for the many youth oriented programs and initiatives we support.
Investing in Our Youth

2018 Pennsylvania Association of Community Bankers Grow Your Community Award 

This award recognized our efforts to increase awareness about substance abuse and help our community continue the conversation about how to tackle this important issue. In 2017 we had the honor of inviting former NBA player and motivational speaker, Chris Herren, to speak with more than 3,000 local high school students about the dangers of drug and alcohol abuse. Chris shared his own personal struggle with addiction, his difficult journey to recovery, and his dedication to reaching young people and making a positive impact on their lives. Bringing Chris' powerful message to students was our way of encouraging young people to make smart life choices, not just financially, but personally as well.  

 2016  Pennsylvania Association of Community Bankers President's Award 

Our commitment to supporting our young people, their schools, and the performing arts was recognized by the PACB through their Grow You Community Awards program. The bank received the President's Award for our annual Teen Star Musical Competition. The program is an opportunity for high school students to share their musical talents, win prize money for themselves and funds for their schools' music programs. In 2015, First Columbia also made a surprise $200,000 donation to the schools to introduce a Tech Theater Production curriculum and upgrade the sound and lighting equipment for school performances.

2014 Independent Community Bankers Association Grand National Award

We were selected by the Independent Community Bankers of America® (ICBA) as the Grand National award recipient of their National Community Bank Service Awards program. First Columbia was recognized for our creative Teen Star Musical Competition, which provides a unique performance platform for young musicians while raising money for local school music programs.

2014 Pennsylvania Association of Community Bankers Community Impact Award

The Pennsylvania Association of Community Bankers (PACB) named our bank the winner of the PACB Grow Your Community Award. We were honored to receive the President's Award in recognition of our volunteer efforts and $50,000 jump start contribution the Kidsburg Comeback Campaign, which set out to rebuild the playground in our Bloomsburg Town Park after it was destroyed by the flood of 2012.  

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