ATM Debit Cards

Enjoy FirstCheck Debit Card Convenience

  • Transactions at First Columbia ATMs are free
  • Use everywhere MasterCard is accepted
  • Look for any ATM displaying these logos: 


Important Debit Card Fraud Prevention Measures

As an added measure to protect our customers against possible fraud, Vantiv, the company who handles First Columbia’s debit card processing, has begun sending SMS/text alerts and IVR messages to cardholders if they identify any suspicious debit card transactions. These types of alerts will help Vantiv detect and reduce fraudulent debit card activity.  There is no additional cost or charge to customers for this service.  If you receive a message about a suspicious transaction, please call First Columbia Bank at 570.387.7144.

Additional Security when Traveling Abroad

Please note that we may restrict the use of your FirstCheck ATM/Debit Card in certain countries in which debit card fraud is known to take place. If you have plans to travel internationally and intend to use your FirstCheck ATM/Debit Card, please call us at 570.387.7144 before you depart.

Enhance Online Security with MasterCard® SecureCode 

One of the great things about shopping online is that you have access to a whole world of shopping possibilities without ever leaving the comfort of your home. When you shop online, you can feel even more comfortable with the added online security of MasterCard® SecureCode™.

This service is designed to enhance your existing FirstCheck Debit Card. It's a private code that protects you against unauthorized use of your card when you shop online at participating merchants.

Just like using your PIN at the ATM, all you do is enter your private SecureCode™ during checkout at participating online merchants when prompted. Once your identity is confirmed, your purchase is complete! It's that simple. With MasterCard® SecureCode™, only you and the people you designate can make online purchases using your FirstCheck Debit Card at participating online merchants. And of course, your SecureCode™ is completely private, known only to you.

Benefits of MasterCard® SecureCode™

» Added protection against unauthorized use of your card for online purchases.

» Just like your PIN at the ATM, enter your private code when prompted at participating online merchants.

» Once your identity is confirmed, your purchase is complete–it's that easy.

The first time you shop online at a participating online merchant, you'll be asked to choose your own SecureCode™ before completing your transaction. Enrollment is quick and easy, and once you've established your SecureCode™, you can use it for future transactions at other participating online merchants. By using SecureCode™ each time you shop online at participating merchants, you'll be better protected against unauthorized use of your card. Now that's more peace of mind when you're online.

 To Obtain a SecureCode™



Prewards - A Way to Save More

Prewards offers FirstCheck debit cardholders ways to save – with relevant, timely, and valuable digital coupons and no clipping or printing needed. A Preward is a digital incentive (like a coupon) that is linked to your FirstCheck Debit Card. Merchants in the Prewards network link these digital incentives to your account for you to enjoy at their restaurants, stores or places of business.

How to Register

You do not have to do anything to get Prewards except register for the program and then shop at the participating merchants' in-store and/or online locations.On the home page of the secure Prewards website, simply register your e-mail, password, and requested account information. Once entered and submitted, a confirmation note will be sent to your e-mail account on file to verify your identity. To complete registration, just click the link in the e-mail, return to the site and answer a few simple questions about yourself (e.g. zip code, gender) so that you may receive the most relevant offers possible, and you will be ready to start saving!

  To Enroll in Prewards


Learn About New Prewards

When a new Preward offer is available, you can find out in two different ways.

  1. Visit the "Available Prewards" page after you log into the site.
  2. You can opt to receive e-mail and/or text notifications about updates to your Prewards account by editing your Communications Preferences on the "Settings" page.


Redemption of Prewards

To redeem a Preward, simply pay for your everyday purchases with your debit card and watch the savings add up! A record of each redeemed Preward will be logged on your Prewards page. In addition, an e-mail and/or SMS text message can be sent to confirm your redemption. The savings you compile by redeeming your available Prewards offers will be credited directly to your First Columbia Bank debit account.

Frequently Asked Questions

You may find answers to all your questions about Prewards on the Prewards FAQ page. Please feel free to contact us for additional information.