Deposit Rates

Rates effective as ofSeptember 3, 2015, unless otherwise noted, and are subject to change without notice. Please call 570.784.1660 or email us for additional information.

Certificates of Deposit*

$500 minimum deposit to open.

Term Balances up
to $1,999.99
Balances $2,000.00
to $9,999.99
Balances $10,000.00
and above
Annual Percentage Yield APY Annual Percentage Yield APY Annual Percentage Yield APY
90 days 0.15% 0.15% 0.15%
182 days 0.15% 0.15% 0.20%
12 month 0.25% 0.25% 0.30%
15 month 0.25% 0.25% 0.30%
18 month 0.35% 0.35% 0.40%
24 month 0.50% 0.50% 0.55%
30 month 0.60% 0.60% 0.65%
36 month 1.00% 1.00% 1.05%
48 month 1.50% 1.50% 1.55%
60 month 2.05% 2.05% 2.05%

No Penalty Certificates of Deposit*

$5,000 minimum deposit to open.

Term Annual Percentage Yield - APY
12 month 0.25%

Flex Certificate of Deposit*

$10,000 minimum deposit to open.

Rates subject to change on the first day of each calendar quarter.
Rates EffectiveJuly 1, 2015.

Term
36 months
Annual Percentage Yield - APY
Less than $10,000 0.03%
$10,000 - $14,999.99 0.15%
$15,000 - $19,999.99 0.25%
$20,000 - $24,999.99 0.35%
$25,000 - $99,999.99 0.45%
$100,000 and over 0.50%

Individual Retirement Accounts (IRAs)*

Term Annual Percentage Yield - APY Minimum Deposit to Open
18 month - Fixed 0.40% $100
36 month - Fixed 1.05% $100
60 month - Fixed 2.05% $100
18 month - Floating** 0.15% $100

**Effective1/1/15. Rate subject to change monthly.

High Yield Account

$25,000 minimum deposit to open.
Rates are subject to change without notice.

Balance Annual Percentage Yield - APY
$25,000 - $99,999.99 0.05%
$100,000 - $249,999.99 0.10%
$250,000 or greater 0.15%

Money Market Accounts

$1,000 minimum deposit to open.

Rates are subject to change without notice.
Fees may reduce earnings.

Balance Annual Percentage Yield - APY
Less Than $5,000 0.03%
$5,000 - $9,999.99 0.03%
$10,000 or greater 0.07%

*APY is based on the quarterly compounding of interest.
* Penalty for early withdrawal. Fees may reduce earnings.