Deposit Rates

Rates effective as of February 26, 2015, unless otherwise noted, and are subject to change without notice. Please call 570.784.1660 or email us for additional information.

Certificates of Deposit*

$500 minimum deposit to open.

Term Balances up
to $1,999.99 		Balances $2,000.00
to $9,999.99 		Balances $10,000.00
and above
Annual Percentage Yield APY Annual Percentage Yield APY Annual Percentage Yield APY
90 days 0.15% 0.15% 0.15%
182 days 0.15% 0.15% 0.20%
12 month 0.25% 0.25% 0.30%
15 month 0.25% 0.25% 0.30%
18 month 0.35% 0.35% 0.40%
24 month 0.40% 0.40% 0.50%
30 month 0.65% 0.65% 0.65%
36 month 1.05% 1.05% 1.05%
48 month 1.20% 1.20% 1.55%
60 month 1.90% 1.90% 1.90%

No Penalty Certificates of Deposit*

$5,000 minimum deposit to open.

Term Annual Percentage Yield - APY
12 month 0.25%

Flex Certificate of Deposit*

$10,000 minimum deposit to open.

Rates subject to change on the first day of each calendar quarter. 
Rates Effective January 1, 2015. 

Term
36 months 		Annual Percentage Yield - APY
Less than $10,000 0.03%
$10,000 - $14,999.99 0.15%
$15,000 - $19,999.99 0.25%
$20,000 - $24,999.99 0.35%
$25,000 - $99,999.99 0.45%
$100,000 and over 0.50%

Individual Retirement Accounts (IRAs)*

Term Annual Percentage Yield - APY Minimum Deposit to Open
18 month - Fixed 0.40% $100
36 month - Fixed 1.05% $100
60 month - Fixed 1.90% $100
18 month - Floating** 0.15% $100

**Effective  1/1/15. Rate subject to change monthly.

High Yield Account

$25,000 minimum deposit to open.
Rates are subject to change without notice.

Balance Annual Percentage Yield - APY
$25,000 - $99,999.99 0.05%
$100,000 - $249,999.99 0.10%
$250,000 or greater 0.15%

Money Market Accounts

$1,000 minimum deposit to open.

Rates are subject to change without notice.
Fees may reduce earnings.

Balance Annual Percentage Yield - APY
Less Than $5,000 0.03%
$5,000 - $9,999.99 0.03%
$10,000 or greater 0.07%

*APY is based on the quarterly compounding of interest.
* Penalty for early withdrawal. Fees may reduce earnings.