Commercial Loans

With you every step of the way.

First Columbia Bank makes all lending decisions at a local level, which speeds up the process and improves business loan rate and fee flexibility. Our locally-based lenders understand the economy your business operates in and we can provide insight and expertise for every business type. From securing a loan for your small business, farming operation, or real estate investment, to preparing you for the challenges you may face along the way, we're ready to find solutions for you.

• Commercial Mortgages: Purchase, renovate, or build a commercial property. Learn more.
• Business Equipment Loans: Fund your growing business. Learn more.
• Time Notes: Support your seasonal or non-recurring financing needs.
• Term Loans: Long-term working capital to purchase equipment or make improvements. Learn more.
• Letter of Credit: Contractual compliance and performance to third parties
• Revolving Line of Credit: Short-term working capital designed for a variety of industries, including retail, manufacturing, and real estate
• Small Business Administration (SBA): Loans and Government Guarantee Programs available to plan, launch, manage, and grow your business. Learn more.
• Municipality Financing: Municipal leasing, tax exempt financing, and revenue anticipation notes. Learn more.
• School Financing: Manage debt with straight-forward bank financing options to make school improvements