Certificates of Deposit (CDs)

Higher interest rates on your terms

Certificates of Deposits (CDs) are one of the easiest ways to earn competitive interest if you don’t need immediate access to your funds. With our CDs, you’ll earn higher interest rates than with traditional savings accounts and you can choose a term from 3 months to 5 years.

  • $500 minimum deposit
  • Term options from 3 months to 5 years
  • FDIC Insured


No Penalty Certificates of Deposit1

Competitive interest. Access to your money.

No Penalty Certificates of Deposit give you the power of earning competitive interest with the flexibility of accessing your money before your term expires.

  • $5,000 minimum deposit
  • 12-month term
  • FDIC insured

1 A fee will apply during the first six days of account opening

Flex Certificates of Deposit

High rates of a CD. Flexibility of a Savings Account. 

Flex Certificates of Deposit offers high interest rates to keep you earning for 3 years but doesn’t stop you from accessing your money when you need it.

  • $10,000 minimum deposit
  • 36-month term
  • FDIC insured

Open a CD Today

To open a CD with First Columbia Bank, visit one of our 12 locations in Columbia, Montour, and Northumberland counties or Open an Account today. We’ll be with you every step of the way in your financial journey! 


Start Your Personal Banking Journey!

Contact us today to open an account. A member of our banking team will reach out to you to schedule an appointment at one of our locations.

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