Individual Retirement Accounts (IRA)*
Save for retirement the tax-advantaged way.
Finance your future with an IRA while deferring taxes. With fixed-term options from 18 months to 5 years and a floating-term option for 18 months, you have the power to control how much your money grows.
- $100 minimum deposit
- 18 month fixed or floating term to 5 years
- FDIC insured

Roth IRA vs. Traditional IRA
Here are the differences you need to know to make the right decision for your future:
Roth IRA
• Contribute after-tax dollars
• Contributions grow tax-free
• No current year tax benefits
• Penalty- and tax-free withdrawals after 5 years and age 59
Traditional IRA
• Contribute pre- or after- tax dollars
• Contributions grow tax-deferred
• Gives immediate tax benefits
• Penalty-free withdrawals taxed as income after age 59
• Contribute pre- or after- tax dollars
• Contributions grow tax-deferred
• Gives immediate tax benefits
• Penalty-free withdrawals taxed as income after age 59
*Potential tax benefits are included with this account. A tax advisor should be consulted for additional guidance.
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