Individual Retirement Accounts (IRA)*

Save for retirement the tax-advantaged way.

Finance your future with an IRA while deferring taxes. With fixed-term options from 18 months to 5 years and a floating-term option for 18 months, you have the power to control how much your money grows.

  • $100 minimum deposit
  • 18 month fixed or floating term to 5 years
  • FDIC insured


See Interest Rates

Individual Retirement Accounts

Open a IRA Account

To open a retirement savings account with First Columbia Bank, visit one of our 12 locations in Columbia, Montour, and Northumberland counties or Open an Account today. We’ll be with you every step of the way in your financial journey! 


Start Your Personal Banking Journey!

Contact us today to open an account. A member of our banking team will reach out to you to schedule an appointment at one of our locations.

Discover which IRA may be best suited for you:

*Potential tax benefits are included with this account. A tax advisor should be consulted for additional guidance.

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