Land Buyer Loans

The possibilities are endless with your own land. Let us make your dreams a reality.

Here in Columbia, Montour and Northumberland counties, we are fortunate to have farms, forests, rolling hills and open tracks of land grace our local landscape. While many lenders are unable or unwilling to finance these unique properties, as a local community bank, First Columbia often can. When you are in the market for properties with acreage, make us your first stop. We’ll work together to find the best financing option for you.
Features and benefits of a land lot loan:

  • FREE prequalification
  • Receive personalized financing options
  • Support from your local lender

Contact a Lender

Land Buyers

Personalized Solutions for Your Farming Operation

The agriculture business is in our backyard. Look to our lending experts to help you manage and grow your farming operation. 

Learn More

Let’s Get You Prequalified

The First Step to Homeownership

If you’re looking for the area’s #1 Mortgage Lender, look no further than First Columbia. Our lenders live and work in the same communities as you, including Montour and Northumberland counties. We will be with you every step of the way through the entire land loan process from pre-approval through closing. Connect with a local lender, apply for a raw or improved land loan online, or start the pre-qualification process today. 

Our lenders are experts in analyzing finances and creating unique-to-you price ranges and financing options to ensure your home buying process starts on the right path.

Get Prequalified

Raw vs. improved loan

There are two different kinds of land lots to purchase.

Raw land: No human alterations have been made, such as adding utilities. Raw land can be trickier to finance, but First Columbia prides itself on working with buyers to obtain financing for raw land purchases whether you plan to use it for farming or building a home.

Improved land: This could be a lot in a subdivision or in the countryside where previous owners have added a septic tank to, for example. There are different types of improved land, but we can work with you to obtain a loan for your land purchase.

Terms and conditions apply. Loans are subject to credit approval. 

Let's Connect