Meet Your Local Home Loan Lender


Opening Doors to Home Ownership

More people in our area choose First Columbia Bank for their mortgage needs. And, there's a reason why. Home buyers look to us for our commitment to excellent customer service. Along with competitive rates and flexible mortgage solutions, our locally-based lenders are with you every step of the way from pre-qualification to closing. And, unlike some other banks, we will continue to be there with help and guidance for the life of your loan.

Pam Young

Pam Young

Vice President of Business Development

[email protected]

Phone: 570.387.4041
Fax: 570.387.4049

232 East St.
Bloomsburg, PA 17815

NMLS: 480448

Pam Young has been a community bank lender since 1985. She handles mortgage, commercial and consumer lending. She has especially enjoyed establishing relationships with her customers over 35 years of lending. As a locally-based lender, on more than one occasion, Pam has had the immense privilege to work with three generations of families to guide each of them through the mortgage process.

Pam is a lifelong resident of Columbia County and graduate of Central Columbia High School. Over the years, she has taken many banking courses and graduated from three Pennsylvania Bankers Association banking schools. She is actively involved in the community and with many non-profit organizations.


Start the Mortgage Process

Our online mortgage center expedites and streamlines the mortgage process and ensures secure delivery of paperwork. But don’t worry. Pam will remain by your side every step of the way and all mortgage decisions remain local. As you begin your application, Pam is ready and waiting for your questions and concerns.

What You’ll Need

  • Your SSN
  • Employment and income information for yourself and any other borrowers
  • 10 to 15 available minutes to complete

Start an Application

Continue Your Mortgage Application

If you couldn’t finish your application in one sitting, no problem. Use your username and password to securely access and complete your application.

Access Your Application

Upload, Download, or View Loan Documents

As your mortgage is processing, Pam may need you to upload or download documents. Or maybe you want to access and view your pre-submitted documents. Just enter the username and password you used to submit your loan application.

Access Your Application

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