Meet Your Local Home Loan Lender

Opening Doors to Home Ownership

More people in our area choose First Columbia Bank for their mortgage needs. And, there's a reason why. Home buyers look to us for our commitment to excellent customer service. Along with competitive rates and flexible mortgage solutions, our locally-based lenders are with you every step of the way from pre-qualification to closing. And, unlike some other banks, we will continue to be there with help and guidance for the life of your loan.

Pam Young has been a community bank lender since 1985. She handles mortgage, commercial and consumer lending. She has especially enjoyed establishing relationships with her customers over 35 years of lending. As a locally-based lender, on more than one occasion, Pam has had the immense privilege to work with three generations of families to guide each of them through the mortgage process.

Pam is a lifelong resident of Columbia County and graduate of Central Columbia High School. Over the years, she has taken many banking courses and graduated from three Pennsylvania Bankers Association banking schools. She is actively involved in the community and with many non-profit organizations.