VA Home Loans

You served us - now let us serve you.

First Columbia Bank is a preferred Veterans Affairs Home Mortgage Loan Program lender. This specialized home loan for members of the military is available to active-duty service members, veterans, and certain surviving spouses. Our mortgage lenders specialize in and look forward to helping military members apply for and receive these mortgages for veterans. We will work by your side every step of the way to help you find a place to call home. 

Features and benefits of VA Home Loans

One of the most attractive features of the VA mortgage program is the option to put zero down without having to pay a mortgage insurance premium.

  • FREE prequalification
  • NO down payment
  • NO private mortgage insurance
  • Available refinancing programs
  • Support from your local lender
  • Additional services for disabled veterans


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Veteran Homebuyer

Let’s Get You Prequalified

The First Step to Home Ownership

Prequalification is the first step to homeownership. Many real estate agents will ask for a pre-qualification letter before taking you out to see homes. Sellers also tend to look on pre-qualified buyers as more serious. Our locally-based lenders are experts in analyzing finances and creating unique-to-you price ranges and financing options to ensure your home buying process starts on the right path. Find out how much you may be able to borrow so you can shop for a home with confidence. 

Get Prequalified

Apply for a VA home loan!


If you’re looking to work with the best Mortgage Lender, look no further than First Columbia. We are the #1 mortgage lender in our area. Our lenders live and work in the same communities as you, across Columbia, Montour and Northumberland counties. We will be with you every step of the way through the entire homebuying process from pre-approval through closing. Connect with a local lender, apply for a VA mortgage online, or start the pre-qualification process today. 

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Terms and conditions apply. Loans are subject to credit approval. 

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