Mortgage Refinance


Refinance your mortgage loan with First Columbia Bank and secure a lower rate for your home in Northumberland, Montour, and Columbia Counties. Plus, you'll love working with our experienced lenders who are all based right here in our community! We’ll be with you every step of the way. There's a reason we are the #1 mortgage lender in the area, and we invite you to come find out why.

  • Lower Your Mortgage Payment
  • Shorten The Term Of Your Loan
  • Access Extra Cash
  • FREE Refinancing Analysis

Ready to refinance?

 Apply for a mortgage refi today! If you’re looking for the area’s #1 Mortgage Lender, look no further than First Columbia. Our lenders live and work in the same communities as you, including Montour and Northumberland counties. We will be with you every step of the way through the entire mortgage refinancing process from pre-approval through closing. Connect with a local lender, apply for a mortgage refinance online, or start the pre-qualification process today. Tap apply now and you'll be directed to our secure online mortgage center. 

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Learn more about refinancing your mortgage loan.

When you partner with First Columbia Bank to refinance your mortgage loan, our local lending experts can walk you through the application process and guide you every step of the way. There are many benefits to refinancing a mortgage: changing terms, lowering monthly payments, getting access to cash for major purchases and reducing your interest rate.  Learn how we support homeowners in Columbia, Northumberland, and Montour Counties.

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Features and benefits of mortgage refinance

Have you been wondering if refinancing your mortgage is the right move? It never hurts to get a free refinancing analysis from First Columbia’s mortgage lenders. Potential benefits include:

  • Lower mortgage payment
  • Shorten your mortgage loan term
  • Cashout refinance provides extra funds at affordable rates to use for home improvement, higher education, and more.

Should I Refinance?

How much interest can you save if you refinance your mortgage? The Should I Refinance Calculator helps you find out. 

Refinance Interest Savings Calculator

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