Personal Loans

Locally financed solutions to life’s most important moments

First Columbia Bank is by your side through all of life’s moments, both planned and unplanned. A personal loan can help you manage and consolidate credit card debt, make home repairs or improvements, purchase a vehicle, or give you the freedom to take that dream vacation.

With a personal loan from First Columbia Bank, you'll benefit from: 

  • Flexible terms
  • Competitive rates
  • Expert guidance
  • Easy automatic payments from your First Columbia Bank account
Personal Auto Loans

Apply for a personal loan or line of credit today.

 

Have questions about personal loans and personal lines of credit? First Columbia is with you every step of the way. Contact us or visit one of our local bank branches in Columbia, Montour, and Northumberland counties to connect with a lender. Discuss your needs with one of our local lending experts, and get the guidance you need through every step of the process.

Connect with us to get started!


Line of Credit

Access to a personal line of credit can help cover unexpected expenses or can help with debt consolidation as an alternative to high-interest credit cards. Coupled with a checking account, it can also serve as a convenient overdraft protection tool for you.

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Auto Loans

Buying from a dealer, refinancing, or purchasing privately, First Columbia Bank has the competitive car, truck, and vehicle loan rates to fit your needs. Borrow a minimum of $3,500 up to the value of your new vehicle. See how our fast approval and personalized service can get you on the road faster. 

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Unsecured Loans

Applying for an unsecured loan gives you access to money when you need it for any of life's expenses. With an unsecured loan, we need no collateral from you, just adequate credit. These loans range from a minimum amount of $550 to $10,000 and offer a variety of term lengths. 

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Savings or CD Secured Loans

Savings or CD Secured Loans give you the freedom to borrow up to the current value of your savings or CD account. Borrow a minimum of $550 with varying term lengths. 

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Know What You Owe

Amortizing Loan Calculator

Let us calculate your loan amount and monthly payment to see the bigger picture of how your loan fits your life and budget. Then, connect with a lender and we'll help you choose the best loan option to get you started.

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