LifeStage Strategies for Career Focused Adults 

Maximize Your Paycheck

Finding the right balance between saving and spending is challenging as your career takes off and your income begins to grow. Now is the time to plan for your long-term financial goals and assess how your short-term goals and discretionary funds align. 

• Understand what your credit report score means and monitor it frequently
• Avoid the temptation to cut back on savings unless absolutely necessary
• Ensure your mortgage payment, including taxes and insurance, represent a management percent of your gross monthly income
• Spend less than you earn to stay debt-free