LifeStage Strategies for When You're Getting Started
Enter the Workforce with Financial Confidence
Future financial success starts with laying a solid foundation. But if you're like many young adults, it's challenging to understand when to spend and when to save. First Columbia Bank & Trust is here to guide you into a secure financial future with confidence. Here are some things you can do to get started on the right foot.
- Pay off your credit card debt
- If you can't pay off your credit card debt, pay more than the minimum each payment
- Track where your money goes on a daily basis
- Make lower payments on lower-interest student debt to give yourself more money for high-interest credit cards
Plan Your Future Today
Savings & CDs
Our line of savings & investment accounts help you reach your short-, medium-, and long-term financial goals. From Savings Accounts to Certificates of Deposits, we're here to help you manage your spending and build assets.
IRA
Many employers offer 401(k) retirement plan to their employees. If yours does, take advantage of the opportunity by contributing enough to be eligible for the employer matching contribution. However, if you don't have access to an employer-sponsored retirement plan, our team will guide you through an Individual Retirement Account (IRA) to prepare you for the future.
Low-Interest Loans
Forget the never-ending high-interest credit card debt. For life's expected and unexpected expenses, we have low-interest financing options to meet your financial needs and circumstances.
Determine what you need to achieve your goals and stay on budget.
Your Hometown Bank. No Matter Where You Go.
First Columbia Bank is here for you as you set out on your own. Whether you're staying close to home or are heading out of town, our banking and financial services will go with you.
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