LifeStage Strategies for High School & College Students
Start Your Path to Sound Money Management
It's never too early to start practicing healthy money-management habits. Setting yourself on the right path now will set you up for success in the future.
- Set a savings goal and stick to it by tracking your progress.
- If you have a job, set up direct deposit. This way you're apt to save more and not spend it all.
- Track where your money goes on a daily basis so you can see where you might be able to save.
- Know your account details. Overdraft charges, interest rates, withdrawal restrictions, and minimum balances all impact your financial status.

Start Saving Today
Youth Savings Account
For our under 18 savers, our Youth Savings Account requires no minimum deposit to open and no minimum monthly balance to make saving easy.
Statement Savings Account
Transition to this savings account when you turn 18. We'll be here for all stages of your financial journey to help you choose new checking and savings accounts as your life and financial situation changes.
Learn More
Better Benefits with BaZing
Get Cell Phone Protection & More!
- Open your BaZing Checking account
- Activate your benefits at BaZing.com
- Download the BaZing App
- Start saving!
Let's do the math and see what you need to achieve your goals.
Your Hometown Bank. No Matter Where You Go.
First Columbia Bank is here for you from now, through your college years, and beyond. Whether you're staying close to home or are heading out of town, our banking and financial services will go with you.
Articles & Insights
Let's Connect
- VISIT USLocate a branch near youBranch/ATM Locations
- EMAIL USWe'd love to hear from you!Contact Us
- CALL US570.784.1660Let's Talk
1. Cell phone protection and identity theft assistance are subject to additional terms and conditions. Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by First Columbia Bank & Trust Co., its affiliates, or any government agency.
2. Third party internet/data fees may apply.