Special One-Time Cash Dividend

June 22, 2021

Bloomsburg, PA – On June 22, 2021, the Board of Directors of CCFNB Bancorp, Inc. (OTC Pink: CCFN), parent company of First Columbia Bank & Trust Co., declared a special one-time cash dividend of $1.50 per share on its common stock, payable July 22, 2021, to shareholders of record as of July 6, 2021.

“We are very pleased to announce a special, one-time cash dividend, in the amount of $1.50 per common share. 2020 was a challenging year for everyone with the COVID-19 pandemic and its impact on so many parts of our lives. But as we previously reported, it also happened to be a year in which CCFNB Bancorp, Inc. and its wholly-owned subsidiary, First Columbia Bank & Trust Co., achieved record earnings of $9,332,000, an increase of 4.52 percent over 2019, and a 5.75 percent increase in stockholders’ equity to $105.7 million,” said Lance O. Diehl, President and Chief Executive Officer of CCFNB Bancorp, Inc. “Our capital management philosophy includes returning capital to our shareholders in excess of what is invested to support and grow our business. As a result of our record success in 2020 and in consideration of the challenges of the past year, we have both the ability and unique opportunity to return more through this special dividend while maintaining capital at well-capitalized levels."

CCFNB Bancorp, Inc. is the financial services holding company of First Columbia Bank & Trust Co., which provides commercial and consumer banking, as well as trust services in Columbia, Montour and Eastern Northumberland Counties.