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Savings & Investments

Look to First Columbia for accounts to help reach your financial goals.

 

Savings Account

For short term and long term saving, First Columbia's Savings Accounts earn competitive rates with free and convenient services to help you manage your savings.

  • Free access to FirstLink Online, Mobile and Telephone banking services
  • E-statements available

Certificates of Deposit

Certificates of Deposit (CDs) are available for various rates, amounts and terms. These accounts earn competitive interest rates and are FDIC insured.

For CD rates:


Money Market Account

An interest-bearing account with competitive interest rates.1

  • No monthly fee with minimum balance
  • Minimum balance $1,000
  • Only $10 monthly service charge if minimum balance falls below $1,000
  • Free first book of checks
  • Free online and mobile banking
  • Free online bill payment

For current rates:


High Yield Account

An interest-bearing checking account with rates based on account balance levels.1,2

  • No monthly fee with minimum balance
  • Minimum balance $25,0000
  • Free first book of checks
  • Free online and mobile banking
  • Free online bill payment

For current rates: 


Individual Retirement Accounts

An IRA (Individual Retirement Account) can help you save for retirement and defer taxes. IRAs are available for various rates and terms.

For IRA rates:

For additional financial and retirement planning products, services, and expert resources, look to the investment professionals at First Columbia Financial Services. Learn more here.


Holiday, Tax, and Vacation Clubs Transfer Accounts

A convenient way to save for holiday shopping, tax payments, vacations or other planned expenses. Automatic transfers from a First Columbia Checking or Savings Account will make saving even easier.


Youth Savings Account

A savings account for those ages 13 to 18.  There is no minimum deposit required to open an account and no minimum monthly balance requirement.

  • Free access to FirstLink Online, Mobile and Telephone banking services
  • E-statements are available

The Bankasaurus Bunch

Blue Dinosaur character
  • A youth savings program for children up to 12 years old
  • Official Boris t-shirt and saver's card
  • No minimum balance
  • Earns interest on every penny saved
  • Youth savings accounts continue until age 18 with no minimum balance and interest earned on entire balance.

Click here to try out our Kids' Calculator.

Learn more about FDIC Insurance Coverage.

Account subject to same transaction limits as savings accounts.
2 No interest accrues if balance falls below $25,000.