Trust Services

To preserve and protect your future, your home, your family.

Come in and talk with a knowledgeable and experienced Trust Officer at First Columbia Bank to learn how our services can help you preserve and protect all that you've worked a lifetime to build. Contact our Trust Department to learn more.  Phone: 570.387.7146 /

For additional information on current scholarships available. Please contact your school districts' guidance counselor directly with any questions.



If you think "Trusts" are only for the Rich & Famous—you may want to think again.  

  » Find out if our trust or fiduciary services might be right for you.



Meet First Columbia's Trust Officers

Sheri Grozier

Vice President, Director


Janice Dreese, CFP™

Vice President, Trust Officer



Trust Administration

A trust is a legal document that you and your attorney create that details how the assets held in that trust will be managed during your lifetime and/or in the future. The type of trust varies according to the need and desired results. Some reasons to consider establishing a trust include:

  • estate planning
  • providing for your family
  • reducing tax liability
  • protecting assets
  • providing for special needs children or adults
  • charitable giving

Our Trust Officers can assist you to administer any of the following trusts: 

  • Charitable Trusts
  • Special Needs Trusts
  • Revocable or Irrevocable Trusts
  • Testamentary Trusts (Trust created by Will)
  • Trust Agency Investment Accounts 
  • Life Insurance Trusts

We offer professional management of assets and investments, trust tax preparation, continuity of Trustee services and objective exercise of discretion. Please consider our services when meeting with your legal counsel to create your personalized trust document.  

Trust Agency Investment Accounts*

We offer agency, advisory management and Trust IRA accounts and provide investment recommendations in accordance with your individual needs. Also available are custodian accounts that include professional custody and accounting services. 

* Non-Deposit Investment Products: Not FDIC Insured, No Bank Guarantee, May Lose Value Not a Deposit, Not Insured by any Federal Government Agency

Estate Administration

In appointing First Columbia Bank & Trust Co. as the executor of your estate, you are assured that the directives in your Last Will and Testament will be carried out in a timely and objective manner by our knowledgeable trust professionals. 

Power of Attorney/Guardianship

An individual may appoint First Columbia Bank & Trust Co. to act as his or her Power of Attorney to manage daily financial affairs, including but not limited to, investments and payment of living expenses.  The Court may also appoint First Columbia Bank & Trust Co. to act as a Guardian of a minor or incapacitated individual.

Scholarship Administration

Our Trust Department administers scholarship programs created through individual Trusts and Wills. Current scholarships available include:

  • The William & Dora Kalnoski Memorial Scholarship Fund
  • The M. Catherine Murphy Scholarship Fund
  • The Clair Kinney Scholarship Fund

For these scholarships, we provide applications to the qualifying school districts for distribution to interested students on an annual basis.  Parents and students are also welcome to contact our office directly to inquire about available scholarships.

Corporate Trust Services

The Trust Department serves as Paying Agent or Trustee for various tax-exempt bond issues.

Seminars and Speaking Engagements

We offer seminars and speakers for your organization on a variety of trust and estate planning topics.