Important Messages For Our Customers



















Teller with Mask

COVID-19 Safety Protocols

March 1, 2021 - 

Currently all of our branch locations are open, including our lobbies and drive-thru's. Please see our locations page for each branch location's hours. As we collectively work to mitigate the risks of COVD-19 within our community, First Columbia Bank & Trust Co. has implemented safety practices for our employees and customers. We continue to follow the CDC guidelines, which include thorough cleaning regiments as well as procedures to monitor employees for COVID-19 symptoms.

First Columbia also asks our customers and visitors to adhere to the following policies:

  • Please continue to use the drive-thru service when possible, particularly if you have symptoms of COVID-19 or have been exposed to someone with COVID-19.
  • Please wear a face mask when entering any bank lobby or bank building.
  • Please follow the directional signs on the lobby floor to maintain a 6 foot distance from others.
  • On occasion, customers may find lobby doors temporarily locked during banking hours as the bank will be following occupancy limits. Customers will be able to enter once another individual exits.

Thank you for your cooperation and your patience as we work together to navigate our way through this pandemic. Our goal is to continue serving your banking needs in a safe and secure manner.

Figures in Heart Shape

Paycheck Protection Program (PPP) Loans


April 1, 2021 Update -

The deadline for PPP loan applications has been extended until May 31, 2021.

March 9, 2021 Update -

The eligibility rules for Paycheck Protection Program (PPP) loans have been updated. Businesses that file a Schedule C on their personal tax return may now use gross income instead of net income to calculate their eligible loan amounts. If you did not previously qualify for a PPP loan because of the income requirements, we encourage you to contact your lender (listed below) to determine if you are now eligible. If you already received a PPP loan from this second round of funding, you are not eligible to reapply. The change is not retroactive to loans already processed.

A reminder, this program is scheduled to end on March 31, 2021. If you haven't submitted your application, we highly recommend you do so by Wednesday, March 24, 2021 to ensure your application is processed before the program closes.

January 15, 2021 -

As part of the COVID-19 Economic Relief bill signed by the President on December 27, 2020, new funding for the Paycheck Protection Program (PPP) has been made available. This program is open to first time borrowers and also to borrowers who secured a loan during the first PPP program. In addition to a second round of PPP loans, the legislation also includes changes that may favorably impact future forgiveness for certain borrowers and amends provisions for some existing PPP loans.

SBA Paycheck Protection Program for Coronavirus Relief
Under the new Paycheck Protection Program, many small businesses with fewer than 300 employees may be eligible for a PPP loan if they experienced a revenue reduction of 25% for any quarter of 2020 when compared to the same quarter in 2019 and meet other criteria.

Small businesses who received a PPP loan previously are also eligible for a second loan if they have depleted the funds from their initial loan and meet certain other criteria. In addition to small businesses, certain other organizations and not-for-profits are also eligible. We encourage you to visit sba.gov/ppp to review the latest eligibility requirements.

If you secured a first loan with First Columbia Bank, please use the same login credentials. If you did not apply for a first loan, please call your lender and we will provide you with information on how to begin an application.

To begin a new application click here.

Paycheck Protection Program (PPP) Loan Forgiveness
The new legislation also includes a simplified forgiveness application for loan amounts of $150,000 or less. This application is now available, and we have begun to communicate directly with those customers who received a first round loan who may be eligible to use this simplified application via e-mail. If you would like to apply for forgiveness prior to receiving email communication from us, please reach out to a lender at one of the phone numbers listed below. 


We understand the difficult business climate and economic implications this COVID-19 crisis has created. During the first round of PPP loans last year, First Columbia was able to help our local businesses secure 476 loans totaling more than $30 million. Currently, we’ve processed 120 forgiveness applications totaling approximately $15 million. Please know that we pledge to continue helping our customers and community through this pandemic. Thank you for the trust you place in us and for allowing us the privilege to serve your banking and financial needs.

Please check back here for additional updates. For further questions and guidance please contact your lender.

Paul Page 570-854-7967 [email protected]
Pam Young 570-394-4129 [email protected]
Taylor Farr 570-854-7011 [email protected]
Jean MacDermott 570-204-1563 [email protected]
Michael Celli 570-336-2076 [email protected]
Melissa Fisher  570-416-5340  [email protected]
Daniel Diehl 570-387-7133 [email protected] 

 

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