Personal Checking Accounts

Checking designed for you

Our goal is to give you access to the accounts that align with your lifestyle, financial needs, and future goals. See which account option fits you best. To open a new checking account with First Columbia Bank, visit one of our 13 locations in Columbia, Montour, and Northumberland counties. We’ll be with you every step of the way in your financial journey!

Start Your Personal Banking Journey!

Contact us today to open an account. A member of our banking team will reach out to you to schedule an appointment at one of our locations.

Checking Account Guide

Do you maintain a minimum balance
of $1,500 in your account?

BaZing Premium Checking
Do you have a cell phone or look for deals
when you shop, eat out, and travel?

BaZing Checking
Do you want a low cost account with
convenient banking benefits?

Freedom Checking

	Freedom Checking	BaZing Checking	BaZing Premium Checking	High Yield Account¹	Money Market Account¹
	A low cost account with convenient banking services	Enjoy exclusive discounts and benefits	Earn interest and enjoy exclusive discounts and benefits	An interest-bearing account with balanced-based rates	Competitive interest rates with convenient access
	Learn More	Learn More	Learn More	Learn More	Learn More
Account Opening Minimum	$0	$0	$0	$25,000	$1,000
Minimum Daily Balance	$100	$0	$1,500	$0	$1,000
Maintenance Fee & Waiver Options	$7/month²(fee waived if $100 minimum balance is maintained)	$6/month² for benefits that can pay themselves	$8/month² (fee waived if $1,500 minimum balance is maintained)	$0	$10/month² (fee waived if $1,000 minimum balance is maintained)
Interest Bearing			Earn competitive interest (And a higher premium interest rate with a balance of $1,500 or more)	Maintain an average daily balance of $25,000 or more to earn interest
FREE Personalized Checks	FREE first book	FREE first book		FREE first book	FREE first book
FREE Debit/ATM Mastercard³
FREE ATM Transactions at over 55,000 ATMs⁴
Overdraft Protection
Free Treasurer's Checks and Money Orders
FREE Online & Mobile Banking⁵
Shopping/Dining Discounts
Protection Services including cell phone insurance, roadside assistance and more ⁶

Stay Connected

Take your hometown bank wherever you go.

Check your balances, deposit checks, and pay bills when you want and from wherever you want with our online and mobile banking services.

Enroll in Online Banking

¹Certain debit transactions are limited to six (6) per month. ²The monthly fee is imposed on the last day of your statement cycle. ³Overdraft/returned item fees may apply. See fee schedule for details. ⁴Customers of FCBT will not incur surcharge or foreign ATM fees at Allpoint, Sheetz or FCBT ATMs. Overdraft/Returned item fees may apply.⁵Third party internet/data fees may apply. ⁶Subject to terms and conditions detailed in the BaZing Reference Guide to Benefits.

Let's Connect

VISIT USLocate a branch near youBranch/ATM Locations
EMAIL USWe'd love to hear from you!Contact Us
CALL US570.784.1660Let's Talk