Personal Checking Accounts
Checking designed for you
Our goal is to give you access to the accounts that align with your lifestyle, financial needs, and future goals. See which account option fits you best.
Checking Account Guide
- Do you maintain a minimum balance
of $1,500 in your account?
BaZing Premium Checking - Do you have a cell phone or look for deals
when you shop, eat out, and travel?
BaZing Checking - Do you want a low cost account with
convenient banking benefits?
Freedom Checking
Freedom Checking | BaZing Checking | BaZing Premium Checking | High Yield Account1 | Money Market Account1 | |
| A low cost account with convenient banking services | Enjoy exclusive discounts and benefits | Earn interest and enjoy exclusive discounts and benefits | An interest-bearing account with balanced-based rates | Competitive interest rates with convenient access | |
| Learn More | Learn More | Learn More | Learn More | Learn More | |
| Account Opening Minimum | $0 | $0 | $0 | $25,000 | $1,000 |
| Minimum Daily Balance | $100 | $0 | $1,500 | $0 | $1,000 |
| Maintenance Fee & Waiver Options | $7/month2(fee waived if $100 minimum balance is maintained) | $6/month2 for benefits that can pay themselves | $8/month2 (fee waived if $1,500 minimum balance is maintained) | $0 | $10/month2 (fee waived if $1,000 minimum balance is maintained) |
| Interest Bearing |
Earn competitive interest (And a higher premium | Maintain an average daily balance of $25,000 or more to earn interest | |||
| FREE Personalized Checks | FREE first book | FREE first book |
| FREE first book | FREE first book |
| FREE Debit/ATM Mastercard3 |
| | |||
| FREE ATM Transactions at over 55,000 ATMs4 | |||||
| Overdraft Protection | |||||
| Free Treasurer's Checks and Money Orders | |||||
| FREE Online & Mobile Banking5 | |||||
| Shopping/Dining Discounts | |||||
| Protection Services including cell phone insurance, roadside assistance and more 6 |
Start Your Personal Banking Journey
Stay Connected
Take your hometown bank wherever you go.
Check your balances, deposit checks, and pay bills when you want and from wherever you want with our online and mobile banking services.
1Certain debit transactions are limited to six (6) per month. 2The monthly fee is imposed on the last day of your statement cycle. 3Overdraft/returned item fees may apply. See fee schedule for details. 4Customers of FCBT will not incur surcharge or foreign ATM fees at Allpoint, Sheetz or FCBT ATMs. Overdraft/Returned item fees may apply. 5Third party internet/data fees may apply. 6Subject to terms and conditions detailed in the BaZing Reference Guide to Benefits.
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