Medical Professional Home Loan Program

While you’re helping those in our community, let the #1 mortgage lender help you finance a new home.

As a busy medical professional, it's challenging to decide which home loan will align with your student loans and your life. First Columbia Bank has mortgage programs with specialized underwriting, which takes your investments into consideration. Our local lending experts will work by your side throughout to streamline the process and fine you a place to call home that's within your budget and fits your lifestyle. 

Medical Resident or Fellow Program

  • 100% financing
  • NO down payment
  • Available to any Resident or Fellow in the medical profession
  • Loan may be used for purchase, refinance, or construction of a single-family primary residence
  • Financing is available with a maximum loan of $400,000
  • NO Private Mortgage Insurance required
  • A credit score of 680 or better is required
  • Escrow required (taxes and insurance)
  • Closing allowed within 60 days before start of employment
  • The residence financed must be within a 50-mile radius of our main office at 232 East St., Bloomsburg, PA
  • Deferred student loans are not considered part of current debt obligations
  • Requires proof of being “matched” to a position, and acceptance of that position

Staff Medical Professional

  • 100% financing
  • NO down payment
  • Available to any Staff Medical Professional (not available to those who are self-employed)
  • Loan may be used for the purchase, refinance, or construction of a single-family primary residence
  • Financing is available with a maximum loan of $750.000
  • NO Private Mortgage Insurance required
  • A credit score of 680 or better is required
  • Escrow required (taxes and insurance)
  • Closing allowed within 60 days before start of employment
  • The residence financed must be within a 50 mile radius of our main office at 232 East St., Bloomsburg, PA

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Medical Homebuyer

Let’s Get You Prequalified

The First Step to Homeownership

Our lenders are experts in analyzing finances and creating unique-to-you price ranges and financing options to ensure your homebuying process starts on the right path.

Get Prequalified

Terms and conditions apply. Loans are subject to credit approval. Must meet certain conditions to qualify. Offer is not valid with any other offers. Loans are subject to credit approval. Consult a tax advisor regarding tax deductibility of interest. Medical Doctorate Degree Required including: MD; DO; DDS; DMD; DVM.

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