Medical Professional Home Loan Program

Medical Resident or Fellow Program

The terms resident and fellow can be used interchangeably. This unique home loan program is open to physicians enrolled in a graduate training program in medicine. Features and benefits include:

• 100% financing¹
• NO down payment
• Available to any Resident or Fellow in the medical profession²
• Loan may be used for purchase, refinance, or construction of a single-family primary residence
• Financing is available with a maximum loan of $400,000
• NO Private Mortgage Insurance required
• A credit score of 680 or better is required
• Escrow required (taxes and insurance)
• Closing allowed within 90 days before start of employment
• The residence financed must be within a 50-mile radius of our main office at 232 East St., Bloomsburg, PA
• Deferred student loans are not considered part of current debt obligations
• Requires proof of being “matched” to a position, and acceptance of that position

Staff Medical Professional

Open to medical professionals, such as physicians, dentists, and veterinarians, who are on the staff of a hospital, medical center, and practice, etc. Features and benefits include:

• 100% financing¹
• NO down payment
• Available to any Staff Medical Professional (not available to those who are self-employed)²
• Loan may be used for the purchase, refinance, or construction of a single-family primary residence
• Financing is available with a maximum loan of $750.000
• NO Private Mortgage Insurance required
• A credit score of 680 or better is required
• Escrow required (taxes and insurance)
• Closing allowed within 90 days before start of employment
• The residence financed must be within a 50 mile radius of our main office at 232 East St., Bloomsburg, PA