Deposit & CD Rates

These rates are effective as of May 25, 2023, unless otherwise noted, and are subject to change without notice. Please call 570.784.1660 or email us for additional information.

Certificates of Deposit

$500 minimum deposit to open

 TermAnnual Percentage Yield APY
(Balances up to $1,999.99)
 Annual Percentage Yield APY
(Balances $2,000 to $9,999.99)

Annual Percentage Yield APY
(Balances $10,000 and above)
90 days 0.10% 0.15% 0.20%
182 days0.15% 0.20% 0.25%
12 month 0.25%
 0.30%0.35%
15 month
 3.65% 3.80%
 4.00%
 18 month1.35%1.45% 1.55%
23 month 3.50%3.65%3.85%
24 month 0.35%
 0.40% 0.50%
30 month 0.40%0.50%0.60%
36 month  0.65%0.75%  0.85%
 48 month2.05%2.15%2.25%
 60 month0.75%0.80%0.90%

No Penalty Certificates of Deposit1

$5,000 minimum deposit to open

 TermAnnual Percentage Yield APY
12 month 0.15%

Flex Certificate of Deposit2

$10,000 minimum deposit to open

Rates effective April 1, 2021.
 TermAnnual Percentage Yield APY
36 month
(Less than $10,000)		 0.03%
 36 month
($10,000-$14,999.99)		0.05% 
 36 month
($15,000-$19,999.99)		0.10%
  36 month
($20,000-$24,999.99)		0.20%
  36 month
($25,000-$99,999.99)		0.30% 
  36 month
($100,000-$250,000)		0.40%
  36 month
($250,000.01 and over)		0.50%

Individual Retirement Accounts (IRAs)3

 TermAnnual Percentage Yield APY
 Minimum Deposit to Open
(Balances $2,000 to $9,999.99)
18 month (Fixed) 1.55% $100
 18 month (Floating)40.20%$100
36 month (Fixed)0.85% $100
60 month (Fixed) 0.90% $100

High Yield Account4

$25,000 minimum deposit to open

Balance
Annual Percentage Yield APY
$25,000-$99,999.99 0.10%
 $100,000-$249,999.990.15%
 $250,000 or greater0.25%

Money Market Accounts

$1,000 minimum deposit to open

Balance
Annual Percentage Yield APY
Less than $5,000 0.03%
 $5,000-$9,999.990.03%
$10,000 or greater 0.07%

APY is based on the quarterly compounding of interest. Penalty for early withdrawal. Fees may reduce earnings.1Penalty may apply if withdrawal occurs within six days of the first deposit or subsequent deposits, or within six days of a previous withdrawal.  2Rates may change on the first day of each quarter. 3Consult IRA documents for limitations and restrictions. 4Rates May change after the account is opened. Learn more about FDIC Insurance Coverage.


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