Financial Calculators
Below are a series of easy-to-use online calculators designed to address a variety of financial questions and situations you may encounter at different stages in your life. You can always call on the professionals at First Columbia to help you analyze the results of these calculations and guide you on the path to financial success.
- 401(k) CalculatorA 401(k) can be one of your best tools for creating a secure retirement and is a retirement savings plan you cannot afford to pass up.
- Amortizing Loan CalculatorEnter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment.
- Benefit of Spending Less CalculatorUse this calculator to see just how much your budget reductions may be worth, if you were to invest them.
- College Savings CalculatorSaving for your children's education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better.
- Compound Savings CalculatorConsistent investments over a number of years can be an effective strategy to accumulate wealth. This calculator demonstrates how to put this savings strategy to work for you.
- Compounding and Your Return CalculatorHow interest is calculated can greatly affect your savings. The more often interest is compounded, or added to your account, the more you earn.
- Cool Million CalculatorWhat might it take to save one million dollars? This financial calculator helps you find out. Enter in your current savings plan and graphically view your financial results for each year until you retire.
- Emergency Savings CalculatorHaving adequate emergency savings can make unforeseen unemployment, auto repairs, medical emergencies, property damage and even legal issues more manageable.
- Home Budget AnalysisManaging your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going.
- Home Equity Line of Credit CalculatorUse this calculator to determine the home equity line of credit amount you may qualify to receive.
- Net Worth CalculatorYour net worth is the value of all of your assets, minus the total of all of your liabilities. Put another way, it is what you own minus what you owe.
- Personal Debt Consolidation CalculatorShould you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you.
- Retirement Planner CalculatorView your retirement savings balance and your withdrawals for each year until the end of your retirement.
- Roth IRA CalculatorCreating a Roth IRA can make a big difference in your retirement savings.
- Savings Goal CalculatorPlanning a sabbatical? Saving for a down payment on a house? What will it take to reach your financial goal?
- Student Loan Consolidation and Debt Payoff CalculatorApply two simple principles to paying off high-interest debt. Consolidate your existing student loans and use your payment savings to accelerate the payoff of your higher interest non-student debt.
- Traditional IRA CalculatorContributing to a traditional IRA can create a current tax deduction, plus it provides for tax-deferred growth.
Let's Connect
- VISIT USLocate a branch near youBranch/ATM Locations
- EMAIL USWe'd love to hear from you!Contact Us
- CALL US570.784.1660Let's Talk