First Columbia Bank Lifestage Strategies
Protect Your Wealth and Start Paying Yourself
The freedom to live the retirement lifestyle of your choice with more time to spend with your friends and family can make your retirement years truly enjoyable. However, this is not the time to become complacent about your financial initiatives. Stay open to new ideas and opportunities to leverage your money.
Here are some ways we can help you fortify your financial position during your retirement years:
Our Trust Services can help you protect all that you’ve worked a lifetime to build. We can help you the preserve your legacy and administer your assets according to your wishes.
Decisions about the disposition of your estate, a living will, burial and funeral arrangements can be made now so your wishes will be known and your family will be relieved of making important decisions under duress.
This a convenient place to store valuables and important documents that would be difficult or impossible to replace. First Columbia Bank’s safe deposit boxes offer privacy and security. Additionally, some insurance companies charge lower insurance premiums on valuables kept in a bank's safe deposit box instead of at home.
You’ll reduce the time and effort it takes to pay your bills—and help the environment as well. No matter where retirement takes you—to sunny Florida or abroad—you can access your account with our onlinebanking service.
Click here for more information and to enroll in our FirstLink Online Banking service.
Stay connected with your hometown bank—wherever you go. No matter where retirement takes you, with our mobile banking service you can access your account anytime and anywhere.
Click here for more information and to enroll in our FirstLink Mobile Banking service.
Tips for Effective Financial Management:
- Take advantage of senior discounts wherever you can, and don't be shy in asking for them.
Do not invest with someone you don't know. Scams targeted at retirees abound. Your investment opportunities should be carefully researched
and verified by reputable professionals.
- Be informed. From your investments to your insurance you'll want to audit your current portfolio and policies and make the necessary changes to reflect your needs and preferences as a retiree.
- Create a complete and detailed listing of your financial, investment, insurance and trust products and put a copy in your safe deposit box.
Financial Calculators for the Retiree
Check out these calculators to help you determine what you need to achieve your goals and stay on budget.
|Net Worth Calculator||Mortgage Payoff Calculator|
For help determining the best accounts and products for sound and productive money management during your retirement, please contact us at 570.784.1660 or email us. We're here for you!